Published October 4, 2026 in Market Update

NVLUXE is moving more homes with slightly less inventory

By Stephanie White
Real estate, NVLUXE

Rates crossed 7% for the first time since January 2025, according to Realtor.com. That is real payment pressure. And yet buyers across Peoria, Surprise, Verrado, and Goodyear kept showing up. The Real Estate Data Aggregator counted 1,475 closed sales in the three months ending July 31, 2026. That is up 8.9% from the same period a year ago.

Homes sold across NVLUXE, three months ending July 31, 2026
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

More sales happened with fewer homes on the market. The Real Estate Data Aggregator counted 1,701 active listings across NVLUXE, down 2.2% from a year ago. More buyers, less supply. That combination shapes what sellers can realistically expect.

NVLUXE at a glance, three months ending July 31, 2026
Homes sold
Up 8.9% year over year
Homes for sale
Down 2.2% year over year
New listings
Up 6.4% year over year
Pending sales
Up 3.9% year over year
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

What each ZIP code is telling you

The market is not moving the same way in every neighborhood. Prices dipped in most ZIPs. Sales volume rose in most. Speed varied a lot. Here is what the Real Estate Data Aggregator counted, ZIP by ZIP.

Speed: which ZIPs went fast

Nearly 1 in 3 homes in ZIP 85310 went under contract within two weeks of listing, according to the Real Estate Data Aggregator. ZIP 85308 was close behind at 29.3%. Those are strong numbers when rates are above 7%. ZIP 85382 saw the biggest jump: up 8.3 points year over year, reaching 24.6%.

Share under contract within two weeks, by ZIP
  1. 18531032.3%
  2. 28530829.3%
  3. 38538224.6%
  4. 48537420.8%
  5. 58538316.5%
  6. 68539616.2%
Source: Real Estate Data Aggregator, three months ending July 31, 2026.

Prices: honest about the dip

Four of the six ZIPs saw median prices slip from a year ago. ZIP 85308 was down 4%, per the Real Estate Data Aggregator. ZIP 85382 was down 3.3%. Those are not crashes. They are adjustments. Nationally, Realtor.com reported that 20.8% of listings took a price cut in September, the highest share since October 2022. That context matters. Sellers who price tight from the start are still closing near list.

Median sale price by ZIP, three months ending July 31, 2026
85383(Vistancia area)$650,65085310$550,00085308$475,00085382 (Peoria)$445,00085396 (Verrado)$444,50085374 (Surprise)$382,000
Source: Real Estate Data Aggregator, three months ending July 31, 2026.

One bright spot: 85383 and 85310

ZIP 85383, which covers much of the Vistancia corridor, saw the median price rise 1.7% year over year to $650,650, per the Real Estate Data Aggregator. Inventory there fell 15.8%. Fewer homes, more buyers, prices holding. ZIP 85310 posted a 6.3% price gain, reaching $550,000. Both ZIPs bucked the wider softness.

What rates above 7% mean for your pricing

Realtor.com reported that mortgage rates crossed 7% for the first time since January 2025. The Federal Housing Finance Agency put national home price growth at 2.6% year over year through July. Buyers are still moving, but monthly payments are tighter. That means list price has to feel justified on day one. Homes that sat the longest in this market tended to sit in ZIPs with more supply, like 85396 at 84 median days and 4.7 months of supply.

Median days on market by ZIP, three months ending July 31, 2026
85396 (Verrado)84 days85374 (Surprise)76 days85383(Vistancia area)68 days85382 (Peoria)61 days8530849 days8531047 days
Source: Real Estate Data Aggregator, three months ending July 31, 2026.
In short
  1. The NVLUXE market closed 1,475 homes in the three months ending July 31, 2026, up 8.9% year over year, with 1,701 active listings, down 2.2%.
  2. Prices dipped in most ZIPs, but sellers who priced right are still landing at 97.5% to 98.5% of list.
  3. Speed varied by neighborhood.
  4. ZIP 85310 went fastest.
  5. ZIP 85396 took longest.
  6. One street can read very differently from the ZIP code average.

These numbers cover the full ZIP code. Your block, your floor plan, your condition, your timing: those details shift the picture. If you want to know where your specific address lands, that is a conversation worth having.

Your next step

(602) 309-1255

Text me your address and I will send back how your home compares to what actually sold near you in the three months ending July 31, 2026, on price and days on market. Takes a day, costs nothing.

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Where these numbers came from
Stephanie White
Howe Realty · (602) 309-1255
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Stephanie White is a licensed real estate agent with Howe Realty. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Stephanie White · Howe RealtyEQUAL HOUSING OPPORTUNITY